Corporate Journey

Tengku Zafrul Aziz’s corporate career spans more than 22 years in banking, finance, and entrepreneurship, during which he held senior leadership positions across some of the region’s most prominent financial institutions. Beginning his career at Arab Malaysian Merchant Bank, he subsequently held key roles at Citigroup Malaysia, Kenanga Holdings Berhad, Maybank Investment Bank Berhad, and Maybank Kim Eng Holdings. He also ventured into entrepreneurship by founding Tune Money Sdn Bhd, recognised as Asia’s first no-frills online financial services provider. His career culminated at CIMB Group Holdings Berhad, where he served as Group Chief Executive Officer and Executive Director, as well as Chief Executive Officer of CIMB Bank Berhad and President Commissioner of PT Bank CIMB Niaga Tbk. During his tenure, he led CIMB’s T-18 Transformation Programme, driving operational excellence, profitability, digitalisation, and regional growth, while also championing impactful initiatives such as the CIMB ASEAN Scholarship, CIMB Cycle, Malaysia Football League sponsorship, CIMB PGA Classic, and the Be$MART financial literacy programme.